Most people don’t realize how expensive long-term care has gotten until they see the numbers. About 70% of people who make it to age 65 will need some form of long-term care — and traditional long-term care insurance isn’t always affordable (or a perfect fit) for every family. Here’s what care can cost each year: • Private nursing home room: ~$127,000 • Semi-private room: ~$111,000 • Assisted living: ~$70,000 • Adult day care: ~$26,000 This isn’t to scare anyone — it’s a reminder that having a p
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