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I canceled my traditional health insurance. 😳 No, I didn’t “go uninsured.” And no, this isn’t reckless. Here’s the strategy 👇 • Short-term health insurance for a few months (catastrophic coverage) • Then transitioning to a medical cost-sharing plan with Sedera Why? Because for many healthy, informed adults, traditional insurance has become: ❌ insanely expensive ❌ high-deductible ❌ rarely used ❌ misaligned with how we actually take care of our health Instead, I’m choosing: ✔️ lower monthly cost
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• They treat healthcare like an asset, not an expense • They max their HSA before they max their 401k • They pay out of pocket and let their HSA grow tax-free • They negotiate every bill (yes, even the “final” one) • They ask for cash prices before using insurance • They use concierge / direct primary care for access • They get letters of medical necessity from Cushion for things most people assume aren’t covered • They track every healthcare dollar like it’s a portfolio • They optimize for prev
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TikTokwillfromcushion
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