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  1. Point — Get cash from your home equity with an HEI or HELOC

    Point offers a Home Equity Investment (HEI) and HELOC to empower homeowners who want a more flexible way to access their home equity. See how you can get up to $600k with no monthly payments.

  2. How the HEI Works | Learn about HEI costs - Point

    When you repay Point, you will need to pay back the original investment amount plus a predetermined percentage of your home’s appreciation. Point also deducts fees from the original amount received, …

    • Reviews: 2.9K
    • Point testimonials | Hear from real people who chose Point

      Point empowers homeowners to achieve their financial goals using their hard-earned home equity wealth. Find out what working with Point is really like.

    • We're making homeownership more valuable for everyone - Point

      Eddie Lim, Eoin Matthews, and Alex Rampell come together to create Point, a home equity platform. Point’s flagship product, the HEI (Home Equity Investment), empowers homeowners to unlock their …

    • SEED | Get up to 15% toward your down payment - Point

      Upgrade your current savings into a 20% down payment with Point's SEED. Buy the home you love, sooner, with a lower monthly mortgage payment and no PMI.

    • Point's Home Equity Investment (HEI) — Get up to $600k from your …

      As a homeowner, you get upfront funds from Point in return for a portion of your home’s future appreciation. You control when you exit the partnership during the 30-year term.

      • Reviews: 2.9K
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      • Point Announces $2.5 Billion in Home Equity Investments from Funds ...

        PALO ALTO, Calif. — December 9, 2025 — Point, the leading home equity investment platform making homeownership more valuable and accessible, today announced a $2.5 billion capital commitment …

      • Unlock your home’s equity without monthly payments. - point.com

        With Point, you can access your home equity without the burden of monthly payments. Use the cash your way—whether it’s to pay off debt, renovate your home, or invest in new opportunities.

        • Reviews: 2.9K
        • Get in touch with Point | Contact our team to learn more

          Call (888) 764-6823 or fill out a brief contact form to learn more about Point, our Home Equity Investment (HEI), or any other Point product.