Most banks default auto-pay to "minimum payment," which means carrying a balance and being hit with interest. Paying the full statement balance each month will avoid interest and protect your credit ...

Setting up automatic payments seems like an excellent way to pay your credit card bill without thinking about the due date or the amount. Using auto pay can be helpful for people who struggle with ...

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...