If you like the idea of having a 401 (k) but you'd rather not save the percentage of your pay your employer sets up, you can choose to save more or less. You just can't exceed the retirement plan ...

Employers deduct a percentage from a worker’s salary and deposit it into a retirement plan for them when they have an auto enrollment plan. Learn what options you have.

Auto-enrollment policies can increase 401 (k) participation, raise contributions and enable employees to take advantage of employer matching contributions. However, there are some drawbacks: ...

Some states provide retirement accounts for employees who don't get retirement benefits through work. Here are the states offer auto IRAs and how they work.

On January 10, 2025, the Treasury Department and the Internal Revenue Service issued Proposed Regulations on the automatic enrollment requirements ...

If your employer's 401(k) plan has auto-enrollment, you'll automatically start making contributions to your account once you're eligible. Under a federal law enacted in 2022, most new 401(k) plans ...

If you set up auto-pay but don’t check how long it takes for your payment to reach the recipient, you could still get hit with late fees. Always double-check the timing.

The average monthly payment is $745 for new cars and $521 for used cars. This is a benchmark as several factors will determine your actual monthly car payment.