I have $12K in my checking account and I was told by my bank that's too much

While it’s important to have a buffer, you don’t want too much of a buffer. If you live on about $2,500 per month, but have ...

Keeping too much cash in your bank account could be a costly mistake — here’s how to know if you’ve got too much

Here’s why keeping too much cash on hand could be a serious mistake and a significant drag on your financial health. As of October 2025, the average national deposit rate on a checking account is just ...

I have $12K in my checking account and was told by my bank that's too much — how you can use that cash stash to build wealth and secure your finances

While it’s important to have a buffer, you don’t want too much of a buffer. If you live on about $2,500 per month, but have ...

Columbia Acorn International Q3 2025 Commentary

Columbia Acorn International reviews Q3 underperformance vs benchmark. Explore how quality bias, stock selection, and ...

You’re doing better than around 50% of Americans if you check off just 1 of these 3 boxes. How do you stack up?

But the threshold for the top 50% by certain financial parameters is surprisingly low. It doesn’t take much to put yourself in a better position than around half the country’s adults. In fact, if you ...
Financial Audit Follow Ups on MSN

She’s a Victim… of Taking Student Loans

Featured Video* : Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F *Learn more* : Get your own free Hammer Financial Score: *FREE TRIAL* To make our classes and ...

US gets hit with another credit downgrade — agency warns of ‘sustained deterioration’ of finances and ‘weakening’ governance. What you need to know

The downgrade comes just five months after Moody's cut its U.S. credit rating in May — following similar moves by S&P Global ...

Survey Finds Gen Z Thinks Cash Is Cringe—Should You Get Your Kid a Debit Card?

A new survey from Cash App, a financial services platform, finds almost a third of Gen Z thinks those who pay with cash are ...
YourTango: Revolutionizing Relationships on MSN

To Be Considered Upper Middle Class Nowadays You Only Have To Have These 11 Things

Of course, when we think of outsourcing labor, we tend to think of housekeepers, nannies, and home managers, but the truth is, to be considered upper middle class nowadays, things like a therapist, a ...

Elon Musk warns US is spiraling toward ‘day of reckoning’ for its debt — with ‘no way’ to fix issue. How to shockproof your nest egg no matter what

“Even if you implement all these savings, you're only delaying the day of reckoning for when America goes bankrupt,” he said.

Why this stock is a better pick than Rinehart’s rare earths bet

Geologist-turned-fund-manager Rick Squire has returned a massive 60 per cent in 12 months by investing in the speculative end of Australia’s mining sector.

The German eccentric who remade America's forests

A Gilded Age baron invited Carl Alwin Schenck to manage his forest at the Biltmore Estate. The decision changed America's ...