I have a Thrift Savings Plan, Roth 401(k) and an investment account that could provide funds to sustain me. There is $5,000 ...

Dear Ruminating, You cannot put the RMD in a Roth IRA or any other type of retirement account like another IRA, a 401(k), or 403(b). The funds sent to you can go in any type of no ...

Answer: If you got a deduction for contributing this money, and you want to keep the funds you’re required to withdraw, then yes, you have to pay taxes on these distributions.

Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you.

A new Roth IRA conversion option for unused money in 529 college savings plans, which went into effect this year, is likely to spur more college savings, according to a new survey from Saving For ...

(Dow Jones) Participants in 401(k) plans may get additional tools next year to avoid potentially higher taxes on their retirement savings. Employers and legislators are considering options that would ...

A few years ago, if you had asked me to call out the best retirement savings account in existence, I probably would've pointed to the Roth IRA. Roth IRAs are loaded with benefits -- ones that can make ...

If you have just inherited a Roth IRA from your parent, spouse, or non-spouse, here are the rules for taxes and beneficiaries ...

The Roth IRA is one of the most popular self-directed retirement options. Roth IRAs are popular with investors because these accounts allow for tax-free investment growth and tax-free withdrawals when ...

Not Ensuring the Roth Makes Sense for Your Specific Financial Situation “There’s no denying that the tax free growth and ...