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It's not what you think. I just don't want my daughter seeing YouTube. So, here's how I lock it behind Face ID and tuck it away in a hidden folder she can't find or open.

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Dial these short codes on your phone to access hidden menus, secret screens, and extra features worth exploring.

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You need a budget. But do you need YNAB? It's involved and pricey, but YNAB will probably make you better with money if you have the discipline to stick with it.