Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Looking at Amica's average rates in September 2025, that could save you $1,603 a year on home and auto insurance alone.

Damage from and removal of a fallen tree in your yard can be costly. Homeowners insurance provides coverage for this under specific circumstances.

PMI is a type of insurance that protects the lender, not the borrower, in case the homeowner defaults on a conventional loan.