Older Americans making catch-up contributions to their 401(k) plans could be hit with a higher tax bill this year. Under a law that went into effect on Jan. 1, higher-income workers making catch-up ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

In September, the IRS finalized a rule that changes how high-income workers ages 50 and older can make catch-up contributions to their 401(k) and similar workplace plans. Starting in 2027, these ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which are over and above the regular limits for employee contributions to ...

This year, your high-earning clients age 50 and older who want to maximize their 401(k)s in their final working years can no longer claim catch-up contributions as an upfront deduction. Those who are ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

Once you have turned 50, you become eligible for catch-up contributions. Catch-up contributions allow you to invest extra money in your 401(k) or IRA. You should take advantage of the extra tax ...

If you’re a high-earning, older worker, the rules for making “catch-up” contributions to a 401(k) or similar job-based retirement plan have changed. Starting this year, employees age 50 and older ...

Workers aged 50 and older have the opportunity to make catch-up contributions to their 401(k) plans. High earners will only be able to make Roth catch-up contributions beginning in 2026. This could ...