Learn what a bank is, how banks work, the main types (retail, commercial, investment, and central), and tips on choosing the right one for your needs.

What is a bank? A bank is a financial institution authorized to provide service options for customers who want to save, borrow or accrue more money. Banks typically accept deposits from… ...

A bank rate is the interest rate at which a nation's central bank lends money to domestic banks. This affects domestic banks' monetary policies and loans.

Last month, the collapse of Silicon Valley Bank, the second-largest bank failure in US history, unleashed broader panic and raised fears the global financial system would seize up. Now, central ...

This means banks don’t wait for deposits to lend - they create money out of thin air. So, if banks aren’t limited by reserves, how do central banks actually control money supply?

Central banks are underpinning what some analysts predict may be a new bull run on gold. Economic uncertainty and a global realignment are fueling the demand for the precious metal.

Digitalization of the economy provides both challenges and opportunities. Central banks should ensure that they have the capacity to continue to meet their policy objectives in the digital age. It is ...

Central banks must work closely with lawmakers, cybersecurity experts and the financial industry to ensure tokenized monetary systems are safe, fair and reliable.

The 2008 financial crisis exposed major gaps in central banks’ operations. New features like quantitative easing have since emerged.

Central banks are testing blockchain to run monetary policy using smart contracts and tokenized assets. Project Pine shows what this future could look like.