Learn all about insurance premiums, including their definition, factors affecting them, types, & calculation methods. Learn about discounts & surcharges, too.

Almost half of American homeowners have seen their insurance increase over the past year, the most in more than a decade.

Life insurance fraud isn’t always a customer lying on their application; insurance companies and agents can sell fraudulent ...

FEHB enrollees will pay about 12.3% more toward 2026 premiums. The coming spike in federal health insurance costs follows ...

Average car insurance rates have been rising across the board. According to Bankrate, the cost of car insurance is up nearly 12% in 2025, averaging $2,671 per year for full coverage – or $806 per year ...

The cost of car insurance is a regular gripe among drivers but research suggests premiums aren’t actually all going back into insurer profits. While you may be trying to cut the costs of your car ...

You have a family to protect, a legacy to leave, or both, and you know a life insurance policy can help you do that. But with so many coverage options, it can be hard to choose. There are two main ...

Health insurance premiums could rise 10-20% in 2026 as federal tax credits expire and healthcare costs increase, hitting ...

If Congress insists on the Obamacare framework, it should focus on transparent, cost-effective reforms like these rather than ...

A life insurance policy can provide your family with financial support after you die. Life insurance can help your beneficiaries with funeral costs, mortgage payments and other expenses. Term life ...

The subsidies are a key sticking point in the government shutdown: Democrats in Congress say that in order to secure their ...

Greene said “not a single Republican in leadership” had addressed the issue of people’s health insurance premiums doubling if Affordable Care Act subsidies are allowed to expire.