A fixed annuity is a long-term investment that provides a predictable income stream. Offered by insurance companies, banks and other financial institutions, it guarantees a fixed interest rate and ...

An annuity is an insurance product. It provides a long-term stream of income in exchange for an upfront premium. There are many types, including immediate, deferred, fixed, variable and indexed.

An annuity offers guaranteed income for a set period. There are several types of annuities to choose from, with fixed annuities and indexed annuities being two of the most popular options. While both ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Yarilet Perez is an experienced multimedia journalist and fact-checker with a Master of ...

Rhoads notes that preferred share issuance is highly concentrated in the financial services industry, including banks and ...

Learn about Hybrid Annuities, including its definition, features, providers, strategies, and challenges. Discover factors to consider when choosing one.

Annuities are often marketed as a secure way to earn a retirement income. But do they live up to their hype? One major concern for investors is the frequently hidden costs associated with these ...

Notwithstanding the SEC’s recently publicized shift away from “regulation by enforcement,” the practice appears alive and well when it comes to ...