The excess on any car insurance policy – the amount deducted from your claims payout – comes in two forms: compulsory and voluntary. A compulsory excess is set by the insurance provider, but a ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

A driver`s personal motor vehicle insurance policy provides coverage that is excess to a vehicle owner`s personal blanket excess policy, a unanimous state Supreme Court has ruled. A driver's personal ...

The 100,000 mile rule refers to the general recommendation to drop collision and comprehensive coverage on cars once they've passed the 100,000-mile mark. By dropping the extra coverage, you stand to ...