Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Whenever you make a claim on an insurance policy, such as travel, car, home or pet cover, the payment you receive will have an amount deducted by the insurer. This is known as the excess. It is ...

Excess insurance policies are generally written to be just that; they—through their “other insurance” provisions—purport apply in excess of other insurance available to the insured. In many ...