Credit card debt in the U.S. reached an all-time high of $1.21 trillion in 2024, according to data from the New York Federal Reserve. Although balances dropped in the first quarter of 2025 to $1.18 ...

Carrying a credit card balance could cost you money in interest. If you pay your cards in full every month, you get all the upside without the interest charges. Track your spending carefully so you’re ...

Like going to the beach without sunscreen, poor credit card management can burn you — hurting your credit score and leaving you overexposed to debt. You could also simply miss out on some cool perks.

Smart credit card strategies can boost your financial resilience—whether a recession hits or not. Here's how to stay prepared. We’re not in a recession (as of this writing, at least), but that doesn’t ...

Credit cards can do more than just facilitate payments—they can be powerful tools for achieving your financial goals, from building credit to saving for a house. When used responsibly, some of the ...

Credit card debt can quickly spiral out of control if not managed properly. High interest rates, minimum payments, and unexpected expenses often make it difficult for individuals to pay off their ...

They give you free money and more spending power. You can build credit with a cash back credit card, which could save you money when you borrow in the future. Follow 24/7 Wall St. on Google By Maurie ...

Credit cards have become an essential part of modern life. From online shopping and bill payments to handling emergency ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...

Using credit cards strategically for summer vacation expenses can help you save money. Choosing the best card for each purchase can allow you to enjoy free travel perks, travel insurance and ...