National Pension System subscribers can choose their fund managers – each of which has a unique portfolio of assets based on ...

EPF offers fixed, government-backed returns mainly for salaried employees, ensuring safety and stable post-retirement income. NPS is open to everyone, provides market-linked returns, and offers ...

India's National Pension System (NPS) has emerged as a high-performing and cost-effective retirement planning tool, delivering over 13 per cent average annual returns in its equity schemes since ...

A practical look at how the two biggest long-term savings tools behave over decades — and why the better option depends on ...

In NPS, tax benefit is available for contribution up to Rs. 2 lakh/annum. Public Provident Fund (PPF) and Provident Fund (PF) take centre stage whenever savings for retirement come to mind for most of ...

The government has introduced a one-time, one-way switch for central government employees who initially opted for the Unified Pension Scheme (UPS), allowing them to revert to the National Pension ...

It is not mandatory for central government employees under NPS to choose UPS. Also, only those employees who have completed 10 years of service are eligible for a switch.

Retirement solutions: The deadline for switching to the Unified Pension Scheme (UPS) is fast approaching, with the option remaining open until September 30, 2025. The scheme, introduced for central ...

In this write-up, know how it may be possible to create an over Rs 9 crore combined retirement corpus if they and their employer contribute to EPF and NPS. Employees' Provident Fund (EPF) is a ...