Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Why we chose it: We chose New York Life as the best long-term care insurance company for financial stability because it has ...

I turn 65 next year and will finally retire with $1.5M in my 401 (k). But with a chronic health condition, do I also need ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Genworth Financial made giant positive steps in 2025 toward reclaiming its positioning in the troubled long-term care insurance market. The insurer is executing on a multi-pronged plan to revitalize ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long-term care ...

ROCHESTER, N.Y. — Thousands of couples in New York like Dom and Anita Palozzi are facing an impossible choice: pay a long-term care insurance premium they can’t afford or lapse insurance they’re ...