Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...

MassMutual stands out for its strong financial ratings, which can give buyers confidence that it will be around to pay claims ...

Knowing the factors that affect rates can help you find a better deal ...

Most term life insurance policies let you convert to permanent coverage, but the rules vary by company ...

Compare the amount you would save over the life of the policy to the upfront cost of backdating. In the example below, you can see that while back ...

Life insurance is something we all buy for the secure future of ourselves and our families. However, sometimes financial ...

Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

A million-dollar life insurance policy isn’t just for the ultra-wealthy. It could be a smart choice for anyone with major financial responsibilities. Insurers don’t approve seven-figure policies for ...

Over the past number of months, I’ve had a handful of cases come across my desk involving life insurance and charity. As is so often the case, some of the transactions ended up as case studies in what ...