One aspect of Cash App that's particularly attractive to some people is that it doesn't require that you attach it to a bank account to use it. Like PayPal and Venmo, Cash App lets you accrue a ...

You can link your Cash App account to an external bank if you choose. And, unlike Apple’s savings product, the Cash App Savings account is available to both iPhone and Android users.

This means that you should have a bank account to use the Cash App Card. However, there is a way by which you can add money to your Cash App Card if you do not want to link your bank account.