Filing a home insurance claim might make the most sense when the loss estimate is more than your deductible. Any claim, even a minor one, might lead to an increase in your home insurance premium.

If you’re dealing with loss or damage to your home, whether it’s due to a weather event, home burglary or other unexpected event, you’re likely to feel overwhelmed. When it comes time to file a claim ...

We estimated quotes using four homeowner profiles with various coverage amounts for dwelling, personal property, liability, other structures and more. We also varied the credit scores, the year the ...

In the aftermath of property damage, whether because of natural disasters, accidents or unforeseen events, homeowners often find themselves navigating the complex world of insurance claims. Central to ...

Fire can cause sudden and severe damage to your home and belongings, making it crucial to understand your fire insurance policy and know what to do if disaster strikes. This guide explains the basics ...

Losing a home to a disaster like a fire, flood, or tornado can be devastating—and hearing that your house is considered a “total loss” can make the situation feel even more overwhelming. But what ...

If your home was affected by the devastating wildfires in Los Angeles, here's how you can submit an insurance claim. Kaz Weida is an educator and freelance journalist who covers insurance, taxes, ...

It's crucial to understand how to file a homeowners insurance claim after a natural disaster. Insured losses alone for Hurricane Helene are now estimated at over $6 billion. Hurricane Milton weakened ...

Now that the threat of Hurricanes Helene and Milton has receded, millions of homeowners and business-owners across Florida and the Southeastern U.S. are faced with traversing the often long and ...

Fall is here — which means winter is coming. And no matter how you feel about frosty weather, one thing’s for sure: If you don’t make the proper preparations, it can wreak havoc on your home. From ...