Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

A Direct Student Loan is another name for a federally issued student loan in the United States. If you borrowed money from the U.S. Department of Education, you likely took out a Direct Loan. Since ...

Graduate students may apply for Federal Direct Loans and Federal Direct PLUS Loans. Additional information about each type of loan can be found at studentaid.gov. Federal Direct Loan Direct Loans are ...

Understand the types, eligibility and repayment plans for federal student loans Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...