After financial adviser Sarah Carlson fell victim to a violent hit-and-run driver, she became a long-distance triathlete — and a vivid example of why disability insurance is so important for clients.

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Let’s say you suddenly fell ill or sustained an injury that prevented you from working and earning a paycheck. Would you be able to keep yourself afloat with the money in your emergency fund for three ...

Disability insurance is an important element in protecting your financial well-being. This insurance offers income replacement if you get hurt or can no longer work because of physical limitations. So ...

To determine the best disability insurance companies, we analyzed data points about the breadth of coverage options available and the ease with which you can purchase a policy online. Long-term ...

Have you ever known someone who experienced medical complications that left them unable to work for months or years? It’s hard to watch them struggle to make ends meet when going through such ...

Short-term disability insurance can temporarily replace 40% to 70% of your income. You may be eligible for short-term disability benefits if you can’t work and are losing wages because of a ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

The following information was released by the Independent Institute:. Americans who could have productive work lives instead sit at home sucking from another federal welfare system. A recent job ...

The COVID-19 pandemic has shown how unexpected events can affect one’s well-being and financial stability. You may have friends or family members who were physically and financially impacted by the ...

Life insurance policies sometimes, but not always, are included within employer-sponsored retirement plans. But disability insurance is less common to cover future retirement funding. Although there ...