Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

After financial adviser Sarah Carlson fell victim to a violent hit-and-run driver, she became a long-distance triathlete — and a vivid example of why disability insurance is so important for clients.

Employees generally expect their employers to provide workplace benefits that contribute to their overall well-being. This has sparked a workplace benefits market shift in the emergence of holistic ...

Let’s say you suddenly fell ill or sustained an injury that prevented you from working and earning a paycheck. Would you be able to keep yourself afloat with the money in your emergency fund for three ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Disability insurance is an important element in protecting your financial well-being. This insurance offers income replacement if you get hurt or can no longer work because of physical limitations. So ...

Short-term disability insurance can temporarily replace 40% to 70% of your income. You may be eligible for short-term disability benefits if you can’t work and are losing wages because of a ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

A disability can cause serious financial problems for people who become too ill or injured to work. The American government provides a safety net by allowing certain people with severe disabilities to ...

The following information was released by the Independent Institute:. Americans who could have productive work lives instead sit at home sucking from another federal welfare system. A recent job ...

Life insurance policies sometimes, but not always, are included within employer-sponsored retirement plans. But disability insurance is less common to cover future retirement funding. Although there ...