Federal Reserve Bank of New York staff have been meeting with major lenders since the spring to dig into how much ...

EXCLUSIVE: Plaid is doubling down on its credit-scoring business with new AI models as the company aims to chart its next era of growth with a suite of products beyond its core business.

Recent periods of financial stress and the proliferation of risks across the financial system are fueling the development of ...

Plaid is adding new artificial intelligence models to its network that powers digital finance, aiming to help financial firms ...

Rep. Maxine Waters, D-Calif., who serves as ranking member of the House Financial Services Committee. WASHINGTON — Credit risk transfers, a financial instrument banks use to move risk off their ...

Open banking is now firmly established in the UK. More than 16 million people actively use open banking, open banking API ...

Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. In digital lending, the first risk decision isn’t about ...

As a powerful force in the financial landscape, fintechs offer innovative technology solutions that cater to diverse consumer needs. To manage credit risk effectively, fintech lenders can adopt unique ...

David Croen, Head of Risk Products at Bloomberg L.P., was interviewed by Alison Fletcher, a Corporate Treasury Specialist at Bloomberg, on what customers have faced when evaluating credit rate risk ...

Jannis Koehn explains why a fast-growing AI company can still be a risky borrower, and when he advises founders to raise equity instead.

The Bank of Ghana (BoG)is set to introduce a new Credit Risk Management Directive as private-sector credit growth accelerates sharply, raising the need for stronger safeguards against a deterioration ...

Fixed-income investors take two primary types of risk: interest-rate risk and credit risk, and in exchange, buyers get a return. These two forms of risk can be interrelated, but they also represent ...