Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

A credit report dispute is simply a request for correction of information that you believe is wrong. Credit bureaus collect ...

Two years ago when Emma Alda was offered a new job in accounting, contingent on passing her background and credit check, she was so excited and confident that she didn’t think twice about giving two ...

A new investigation from Consumer Reports show some staggering mistakes on credit reports that could be hurting your credit score. Here are some key highlights: According to Consumer Reports, when ...

Credit reports detail your financial history and impact loan terms like interest rates. You can improve your credit by paying on time and managing credit account balances. Regularly review your free ...

PHILADELPHIA (WPVI) -- Apps that promise instant access to your score are popular, but do they work? A new Consumer Reports investigation might have you thinking twice before clicking to get your ...

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...