This content is sponsored by PenFed Credit Union, federally insured by NCUA. You may have heard about a balance transfer – but have wondered about the benefits and if it’s a good move for you. The ...

Balance transfers are a popular way to pay off debt. The best balance transfer credit cards, which are generally available to consumers who have good or excellent credit, offer a 0% intro APR on ...

Your current balance (or outstanding balance) and statement balance are two entirely different figures. Your current balance and statement balance can occasionally align, particularly after your ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

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See how much you could save by moving debt from a high-interest credit card to a new card with a 0% intro rate. Many or all of the products on this page are from partners who compensate us when you ...

Important Disclosure: The content provided does not consider your particular circumstances and does not constitute personal advice. Some of the products promoted are from our affiliate partners from ...

Personal and small business cards issued by U.S. Bank are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other ...

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Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...