HOUSTON (KTRK) -- The last day of the year is a good time to check your credit score--that critical number can determine whether you get a loan or a job. It's based on your credit reports, yet a ...

As a consumer, your credit score should be very important to you. Not only does it determine your borrowing power, it also holds sway over many other areas of your life — but what if your credit score ...

Identity fraud is escalating, with fraudsters opening loans and credit cards in your name using your PAN and personal details ...

Have you ever considered how often should you check your credit report? If the answer is yes, you’re in good company. Keeping tabs on your credit report might sound tedious, but it’s one of the ...

Applied for a credit card or an auto loan? Then you’re likely familiar with these two words — credit report. You may be asking, “What is a credit report?” and wondering what bearing it has on your ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Your credit report is getting a reader-friendly makeover. Equifax, one of the three major credit bureaus, unveiled on Thursday a new design for its physical credit report, which now prominently ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

A background check can sink a job offer if prospective employers don’t like what they see. While they can request to have a lot of information about a job candidate’s past included in such a report, ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.