There are multiple strategic moves to make if your CD account is set to mature this month. Here's what to know now.

If your CD term is almost up, missing your bank's deadline could really cost you—with a lower APY and a new term commitment you may not be prepared for.

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

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A certificate of deposit (CD) is a type of savings account offered by banks and credit unions. You deposit your principal into an account for a predetermined period of time, and receive a fixed ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But with the end of the year quickly approaching, and CD maturity dates ...

A certificate of deposit rollover is the process of transferring money from an existing CD into a new one as soon as it matures. It’s a way to reinvest the principal and/or interest for a new ...

The days of earning 5% or more on nearly risk-free certificates of deposit (CDs) are coming to an end, but for some, they could be ending even sooner than expected as banks and other financial ...

If saving more money is one of your financial goals for the new year, you're not alone. According to Fidelity, 44% of ...

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Some of the best CD rates in New York can be found at credit ...

Most CDs come with early withdrawal penalties that can wipe out some or all of your earnings. Financial emergencies and better opportunities can justify cashing in your CD early. Don't sleep on ...

Missing your maturing CD's deadline could lock you into a lower APY and a new commitment you may not want. Before your CD matures, you have a short window to decide what to do before your bank ...