Re: Chase “Not sufficient credit information” denial. A first Chase card is almost always a 2-bureau pull and subsequent cards may be. You should unfreeze EQ & TU and call 1-888-338-2586, find your way through the robocrap to an actual human being and explain.
Re: Can I use credit card before I get physical card? You should be able to activate your card through their app, although with most lenders only a portion of the CL will be available to spend until the physical card comes. Once you activate it, it should tell you what your temporary limit is.
Before anyone asks, I'm positive I entered all the relevant information for each card - full card number, expiration date, CSC, name and billing address - correctly.
April 10th (1:11pm PST) - Applied and got confirmation email: "Thank you for applying for a Shield Visa Card. You'll hear from us once we finish reviewing your application. This can take 7 to 10 business days. We may contact you to verify your information or request additional documents." ***After s...
Re: American Express Wants Access To Bank Account Before Approval... When they want to see your bank account it often means your credit profile is marginal (not bad enough to trigger an automatic no, but not enough for an approval either) and they want to see if you're managing your finances and actually have plenty of money.
GM credit card accounts will transfer from Goldman Sachs Bank USA to Barclays Bank Delaware in the coming months. For now, you can keep using your card as you normally would.
Does anyone know if credit card companies actually verify employment information (aside from income). If so, how do they do it? I notice some credit card application forms ask for the phone number of your place of employment. Do they actually call? Has anyone ever heard one of these calls and know w...
My three credit bureaus are always locked. I got an email from Chase telling me that someone applied for the Southwest credit card last night. I called. They had me call the fraud department today. They canceled the application and are asking me to call the FTC and submit my ID via USPS In order to ...
Re: How long do credit card companies keep account records? I'll do you one better. I still have a CO from Cap One for about 1500 on my credit. I got a Platinum card back in Jan with 1000 CL. After that I got my score up to around 642 by Apr and got a Venture card with 5k CL and got a CLI of 1k on the platinum that same day.
